"Background builds fintech infrastructure to grow America’s industrial GDP starting with captive finance-as-a-service for equipment vendors. Today only the largest manufacturers like Caterpillar and John Deere offer financing in-house everyone else sends customers to external lenders with outdated processes and tight credit boxes. Substrate unlocks in-house financing for the other 99.5% enabling more sales and a new revenue channel. In just a few months since launch we've partnered with some of the largest machine sellers in the world—including auctioneers dealers marketplaces and manufacturers—acrossmanufacturing construction energy agriculture and more.Our vision is to own financing—the most critical transaction in equipment sales—and expand outward like Stripe with payments to build the financial operating system for equipment insurance banking invoicing warranties liquidations and more. … Sign In to View