Ready to accelerate your career? Clara is the fastest-growing company in Latin America. We've built the leading solution for companies to make and manage all their payments. We already help over 20000 large and growing businesses operate with agility and financial clarity through locally issued corporate cards bill pay financing and a powerful B2B platform built for scale. Clara is backed by some of the most successful investors in the world including top regional VCs like monashees Kaszek and Canary and leading global funds like Notable Capital Coatue DST Global Partners ICONIQ Growth General Catalyst Citi Ventures SV Angel Citius Endeavor Catalyst and Goldman Sachs - in addition to dozens of angel investors and local family offices. We’re building the financial infrastructure that powers high-performing organizations across the region. We invite you to join us if you want to be part of a fast-paced environment that will accelerate your career and support you to do some of the best work of your life alongside a passionate and committed team distributed across the Americas. What you'll do We're looking for a Control Desk & Credit Associate based anywhere in Mexico to support and scale Clara’s credit operations. In this role you'll help execute high-precision processes—such as monitoring account behavior applying credit adjustments and analyzing financial data—that are critical to our operational integrity. As part of the Credit team you’ll work across departments to ensure our systems and decisions align with our growth goals and risk appetite. You'll need a balance of operational rigor responsiveness and independent problem-solving to succeed. Who you are We’re looking for someone who meets the minimum requirements to be considered for the role. The preferred qualifications are a bonus not a requirement. Must haves 1–2 years of experience in credit operations risk finance or similar analytical roles Strong attention to detail and process discipline Working proficiency in Spanish and English Excellent communication and coordination skills Self-starter with the ability to work independently in a remote setup Experience or interest in AI tools to automate workflows Nice to haves Familiarity with credit products financial services or risk management Basic proficiency in Portuguese or a desire to learn it Independent analytical skills using spreadsheets SQL or Python A good sense of humor Why join Clara At Clara you’ll have the autonomy speed and support to make meaningful impact — not just on your team but on how organizations are run across Latin America. Who we are We’re the leading B2B fintech for spend management in Latin America. Certified as one of the world's fastest-growing companies a Great Place to Work and a LinkedIn Top Startup. Passionate about making Latin America more prosperous and competitive. Constantly innovating to build financial infrastructure that enables each of our customers to thrive. Product-led high-talent-density culture — designed for builders who raise the bar. Proud of our open inclusive and values-driven environment. What we believe in #Clarity. We say things clearly directly and proactively. #Simplicity. We reduce noise to focus on what really matters. #Ownership. We take responsibility and never wait to be told. #Pride. We build products and experiences we’re proud of. #Always Be Changing (ABC). We grow through feedback risk-taking and action. #Inclusivity. Every voice counts. Everyone contributes to our mission. What we offer Competitive salary and stock options (ESOP) from day one Multicultural team with daily exposure to Portuguese Spanish and English (our corporate language) Annual learning budget and internal accelerated development paths High-ownership environment: we move fast learn fast and raise the bar — together Smart ambitious teammates — low ego high impact Flexible vacation and hybrid work model focused on results If you’re ready for growth ownership and impact — apply now and help us redefine B2B finance in Latin America.   Clara’s Hybrid Policy Claridians in a hybrid mode split their time between working from the office talking to or visiting customers or working from home. This hits a balance between bringing people together for in-person collaboration and learning from each other while supporting flexibility about how to do this in a way that makes sense for each individual and team. We don't enforce a minimum number of days for most roles but you're expected to spend time at the office organically and be at the office most days during your ramp-up or when required by your leader.

RESPONSIBILITIES: Review business loan applications evaluate credit rating and prepare loan recommendations to ascertain and mitigate credit risk. Analyse company documents including credit reports and other financial information to assign credit ratings based on internal scoring models. Manage credit exposure and monitor portfolio performance to optimize for business growth and profitability. Collaborate with Sales Operations and Finance teams to establish efficient credit underwriting processes and workflows by keeping up with industry best practices. Regularly review and enhance the credit assessment framework and credit policy. QUALIFICATIONS: Minimum of 3 years' work-related experience Ability to evaluate credit risk and interpret complex financial data and credit reports. Skilled in using internal scoring models to assign credit ratings. Proficient in analyzing financial statements company documents and understanding business operations to assess loan viability. Experience in preparing loan recommendations and optimizing portfolio performance while mitigating risk. Familiarity with credit assessment frameworks and policies. Updated on best practices in credit underwriting processes and regulatory requirements. Capable of improving credit policies based on performance reviews and industry standards. Comfortable working cross-functionally with Sales Operations and Finance teams to streamline workflows and ensure alignment. Attentive to risk indicators while keeping business growth and profitability in mind. Must be open to traveling to Singapore when necessary for training meetings or special assignments. Mandarin speaking preferred. Job Type: Full-time Pay: Php30000.00 - Php40000.00 per month Benefits: Work from home Work Location: Remote

More than 135 years ago we started with core values that never go out of style: listen learn and help businesses and individuals reach their goals. These core values shape our culture and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year. With more than $16 billion in assets and 135 branch locations throughout Washington Oregon Idaho and California we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.As a Credit Analyst you will perform credit analysis and prepare credit approval packages for simple to moderately complex commercial loans.  ➡ In this role you'll have the opportunity to: ➡ Responsible for investigating credit and financial information on prospective and existing clients.Analyze business/personal financial statements collateral support and sources of repayment for new renewed and existing loans.Prepare spreadsheets credit proposals for complex credits summaries and opinions for loan decision makers.Responsible for complying with policies procedures security requirements and government regulations. Education & Certifications ➡ Bachelor's Degree: Accounting Business Economics Law Computer Science or other related field required (an equivalent combination of education and experience may be considered)  Experience ➡ 2 or more years of related credit/financial analytics experience required Commercial Credit Analysis preferred Knowledge Skills and Abilities ➡ Ability to analyze financial statements tax returns and cash flows. Possess knowledge of credit investigations. Possess strong analytical skills and knowledge of basic accounting principles. Ability to accurately produce high volumes of work while adapting to changing situations and interruptions in a high pressure deadline driven environment. Possess effective and professional verbal and written communication skills. Knowledge of federal and state laws and regulations relating to commercial lending. Proficient in Excel Word and applicable systems.  Travel ➡ 0% Compensation & Benefits ➡ Targeted starting compensation range is based on location and experience: $30.34 - $39.98Incentive and commission compensation may be awarded for eligible rolesComprehensive employee benefits including medical dental vision LTD STD and lifePaid vacation time sick time personal days paid volunteer time and 11 company paid holidays401k (up to 4% match with immediate vesting)Tuition reimbursement up to $5250 annually (minimum service requirement)Read more about these and additional benefits at: Employee Benefits Banner Bank ➡ Please take time to review Banner Bank's Consent & Privacy notice before applying.Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin citizenship marital status age disability or protected veteran status.Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

Ready to accelerate your career? Clara is the fastest-growing company in Latin America. We've built the leading solution for companies to make and manage all their payments. We already help over 20000 large and growing businesses operate with agility and financial clarity through locally issued corporate cards bill pay financing and a powerful B2B platform built for scale. Clara is backed by some of the most successful investors in the world including top regional VCs like monashees Kaszek and Canary and leading global funds like Notable Capital Coatue DST Global Partners ICONIQ Growth General Catalyst Citi Ventures SV Angel Citius Endeavor Catalyst and Goldman Sachs - in addition to dozens of angel investors and local family offices. We’re building the financial infrastructure that powers high-performing organizations across the region. We invite you to join us if you want to be part of a fast-paced environment that will accelerate your career and support you to do some of the best work of your life alongside a passionate and committed team distributed across the Americas. What you'll do We're looking for a Control Desk & Credit Analyst to join our Credit team and help us maintain the integrity of Clara’s credit decision-making processes. In this role you'll ensure that every prospect meets our compliance standards conduct in-depth financial analyses and contribute to continuous process improvements. You will: Verify that all prospects comply with legal cash flow credit score and risk assessment requirements Manage onboarding processes including KYC KYB AML checks credit score validation and credit origination Analyze customer financial conditions and assess creditworthiness Propose credit limits based on risk analysis Review and challenge first-line credit risk models Identify propose and implement process improvements Support credit bureau audits and operational improvement initiatives Collaborate closely with the Sales team to address customer credit needs Who you are We’re looking for someone who meets the minimum requirements to be considered for the role. The preferred qualifications are a bonus not a requirement. Must haves At least 2 years of experience in credit or collection activities Working proficiency in English and Spanish (English will be evaluated) High analytical and problem-solving skills Demonstrated ability to perform both detailed quantitative and qualitative analyses Comfortable working under pressure and handling repetitive tasks in a fast-paced environment Proficiency in Google Sheets (filters pivot tables formulas) Nice to haves Experience with Google Drive Hubspot or Zendesk Ability to create flowcharts and presentations Adaptability to shifting priorities and short-term deliverables Interest in or experience with AI tools to automate workflows Basic Portuguese or willingness to learn Why join Clara At Clara you’ll have the autonomy speed and support to make meaningful impact — not just on your team but on how organizations are run across Latin America. Who we are We’re the leading B2B fintech for spend management in Latin America. Certified as one of the world's fastest-growing companies a Great Place to Work and a LinkedIn Top Startup. Passionate about making Latin America more prosperous and competitive. Constantly innovating to build financial infrastructure that enables each of our customers to thrive. Product-led high-talent-density culture — designed for builders who raise the bar. Proud of our open inclusive and values-driven environment. What we believe in #Clarity. We say things clearly directly and proactively. #Simplicity. We reduce noise to focus on what really matters. #Ownership. We take responsibility and never wait to be told. #Pride. We build products and experiences we’re proud of. #Always Be Changing (ABC). We grow through feedback risk-taking and action. #Inclusivity. Every voice counts. Everyone contributes to our mission. What we offer Competitive salary and stock options (ESOP) from day one Multicultural team with daily exposure to Portuguese Spanish and English (our corporate language) Annual learning budget and internal accelerated development paths High-ownership environment: we move fast learn fast and raise the bar — together Smart ambitious teammates — low ego high impact Flexible vacation and hybrid work model focused on results If you’re ready for growth ownership and impact — apply now and help us redefine B2B finance in Latin America.   Clara’s Hybrid Policy Claridians in a hybrid mode split their time between working from the office talking to or visiting customers or working from home. This hits a balance between bringing people together for in-person collaboration and learning from each other while supporting flexibility about how to do this in a way that makes sense for each individual and team. We don't enforce a minimum number of days for most roles but you're expected to spend time at the office organically and be at the office most days during your ramp-up or when required by your leader.

We are seeking an experienced and dedicated Credit Analyst to join our team. The ideal candidate will have a minimum of 2 years' experience working with an Australian-based mortgage broker and possess a high-level understanding of serviceability calculators lender credit policies and self-employed/complex PAYG deals. Key Responsibilities: Assess and analyze self-employed and complex PAYG deals with accuracy. Calculate living expenses and ensure they align with lender policies and serviceability requirements. Present mortgage options according to clients' financial goals and objectives. Complete funding tables and valuations as well as apply appropriate pricing discounts. Thoroughly understand and apply lender credit policies especially for Australian-based mortgage products. Demonstrate a high level of proficiency with serviceability calculators particularly Quickli. Ensure all submissions meet the compliance standards of aggregators. Prepare detailed and comprehensive submission notes to support loan applications. Work effectively under pressure in a fast-paced environment ensuring deadlines are met without compromising quality. Key Requirements: Minimum 2 years of experience working with an Australian-based mortgage broker. Strong understanding of serviceability calculators particularly Quickli. Comprehensive knowledge of lender credit policies and aggregator compliance. Proven experience in assessing self-employed and complex PAYG mortgage deals. Ability to calculate living expenses and apply them to loan assessments. Ability to present clear and viable mortgage options to clients based on their financial situation. Strong attention to detail and ability to prepare detailed submission notes. Capable of working under pressure and meeting deadlines in a fast-paced environment. Looking for new opportunities? Check out our latest job openings and join our team by visiting our career website at www.progresspro.com.ph/careers. We’d love to have you on board! Job Type: Full-time Benefits: Additional leave Health insurance Work from home Experience: Mortgage Industry: 2 years (Required) Quickli: 1 year (Required) Mortgage Brokerage: 2 years (Required) Work Location: Remote